Could this be Genital warts?

I have only had with one person and we were both virgins when we got together. the farthest I have gone with anyone else was kissing. But now, about 2 years after we have been having on a regular basis, I have 2 or 3 tiny bumps (less than one mm in dia and very slightly raised) on my head of my peep, they are the exact same color as the skin around it and I also have excema and a wart on my finger if that makes a difference. I just was wondering if I was being paranoid or if I could have gotten warts somehow. I have never cheated and neither has she.